This U.S. Online Privacy Notice (“Privacy Notice”) is delivered on behalf of Lord, Abbett & Co. LLC and its subsidiaries and affiliates (“Lord Abbett” or “we” or ”us” or “our”), and describes how we may use and share the personal information we collect or receive from or about you when you visit www.lordabbett.com (the “Website”) and any other of our websites and applications that link to this Privacy Notice (collectively, the “Services”). This Privacy Notice only applies if you are located in the United States.
If you are a financial services client, customer, or potential client, please see our Regulation S-P Privacy Notice which governs how we collect, use, and share your nonpublic personal information while delivering financial products or services to you.
International visitors to our Website may review our Privacy Notice for Visitors from Outside the United States.
California residents may review our California Privacy Notice.
Overview
Your privacy is important to us. We provide this Privacy Notice to:
- Explain our practices for collecting, using, and disclosing the personal information you provide to us and that we collect when you use our Services; and
- Tell you about the choices you may be able to make regarding the ways in which your personal information is collected, used, and disclosed.
This Privacy Notice applies to personal information we collect from the following categories of users of our Services:
- Website Visitors: Users who visit our Website, including those who engage with our Services by using the various tools and calculators that we offer.
- Content Subscribers and Registrants: Website visitors who subscribe to our Weekly Perspectives emails, register for our webinars or events, or otherwise submit personal information to us directly through the Website.
- Online Account Holders: Individual investors, institutional investors, financial advisors and other financial professionals who have a registered Lord Abbett online account with Lord Abbett directly or through third-party platforms that is used to access password-protected aspects of our Services.
Personal Information We Collect
We collect personal information in various ways. For example, you may provide personal information directly to us, we may collect certain information about you automatically, or we may obtain information about you from vendors who are acting on our behalf.
Information You Provide to Us
The personal information you provide to us and the circumstances under which you provide it depends on how you interact with our Services. The following table provides examples of the types of personal information each category of users may provide to us through the Website.
Category of User |
Examples of When You May Provide Information to Us |
Examples of Categories of Information You May Provide |
Website Visitor |
When submitting a request for a prospectus or investment adviser brochure or other information about financial products or services |
Name, contact details such as email address and phone number
|
Content Subscriber or Registrant |
When you subscribe to our Weekly Perspectives email or register for one of our events, such as a webinar |
Name, email address; affiliated company; country of residence |
Online Account Holder |
When you register for a Lord Abbett online account, log into your existing Lord Abbett online account or undertake activities in relation to your account once logged-in, such as by requesting marketing materials |
Name, affiliated company, contact information
|
Information We Collect Automatically
We may also automatically collect certain information when you use our Services, such as through the use of cookies, pixels, and other tracking technologies. Such automatically collected information may include:
- The type of browser and operating system you are using.
- Your IP address or mobile device identifier.
- Unique device identifiers and device characteristics.
- Clickstream data.
- The domain name of your internet service provider.
- Information about the content you view and the features you access, as well as your activity and behavior when using our Services.
- Location-based information.
- Information regarding our advertisements that you have interacted with, viewed, or accessed.
This data may be combined and linked with data from other sources. Please note that we or third parties may collect personal information about your online activities over time and across different devices and online properties when you use the Website.
Please see the “Cookies and Other Tracking Technologies” section of this Privacy Notice below to learn more about the types of cookies and other automated data collection technologies that may be employed by the Services and how you can manage your cookie preferences.
How We Use Personal Information
The ways in which we use your personal information vary depending on what your relationship is with us and the ways in which you engage with the Services. For example, we may use your personal information:
- To operate and provide the Services to you, including content, tools and calculators, Lord Abbett online accounts, forms and documents, and other information made available via the Services, or to fulfill any purpose for which you provide us with your personal information.
- To deliver the information, products, or services you have requested from us; fulfill requests; send you Weekly Perspectives emails; register you for events; provide events, webinars, and content; and provide other products, programs, and services to you that may be of interest to you.
- To communicate and correspond with you, respond to your inquiries, address matters raised by your correspondence with us, or contact you about your account.
- To monitor and analyze Website trends, usage, and activities of Website visitors so that we can estimate our audience size and better understand Website usage patterns to help us improve the Website and Services.
- To deliver targeted advertising to you. Please see the “Cookies and Other Tracking Technologies” section of this Privacy Notice for further information about how cookies, web beacons, and other tracking technologies on this Website may be used to provide you relevant ads, as well as information about how to disable cookies and make other choices related to targeted advertising.
- To contact you, including by sending marketing communications that we believe may interest you regarding new products or services.
- To create your online account and provide you notices about your online account.
- To store information about your preferences which may allow us to customize our Website and Services according to your individual interests, speed up your searches, recognize you when you return to use the Services, or measure the usability of our Services and the effectiveness of our communications.
- To notify you about changes to our Services.
- To prevent, investigate, identify, or take any other action to address any suspected or actual fraudulent or illegal activity or activity that violates our policies.
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and Lord Abbett, including for billing and collection, and as we believe is necessary or appropriate to protect, enforce, or defend the legal rights, privacy, safety, or property of the Services, its employees or agents, or other users, or to comply with applicable law.
- In any other way we may describe when you provide the information, or otherwise with your consent.
- As permitted by law or as we may notify you.
How We Disclose Personal Information
The ways in which we disclose your personal information may vary depending on your relationship with us and the ways in which you engage with the Services. We may disclose personal information to:
- Our affiliates, business partners, and vendors that provide services on our behalf, including companies that we rely on to process your transactions or deliver content to you and companies that provide web analytics, data processing, advertising, email distribution, payment processing, and other services.
- Our professional advisors, including lawyers, bankers, auditors, and insurers to the extent such information is relevant to their performance of their services.
- Regulators, courts, law enforcement agencies, other government bodies, and other parties when reasonably necessary to comply with the law, our obligations, judicial processes, or other legal processes; as we deem appropriate in response to a request from law enforcement, including in response to activities that are illegal or a violation of our policies; or to protect and defend our rights or property.
- Any successor to all or part of our business. For example, in the event of a merger, acquisition, divestiture, change of control, liquidation of Lord Abbett or part of its business, or other transaction concerning our business (or in anticipation of such an event) we may share information in connection with that transaction.
We also may disclose your personal information if you direct us to disclose the information or otherwise consent to the disclosure.
Cookies and Other Tracking Technologies
As discussed above, our Website uses cookies, pixels, and other tracking technologies (collectively, “Cookies”) that collect certain information about visitors to the Website. Cookies allow our Website to recognize you, your device, or your user preferences when you visit the Website. Cookies may also be used to keep track of certain other information regarding the use of our Website, such as Website traffic data, which we may use to make decisions about ways to improve our Website. We and our vendors may use Cookies to track demographics, for dynamic remarketing and interest-based advertising, and to improve user experience.
We may engage web analytics service providers, such as Google Analytics, to help us understand and analyze how visitors interact with our Website. We have also implemented Google Analytics Advertising for features such as dynamic remarketing, interest-based advertising, audience targeting, behavioral reporting, demographics and interests reporting, user segment analysis, device reporting, display advertising, and video ads reporting.
Certain technology vendors we engage offer additional information about how they process personal information and tools that you can use to limit or opt out of certain processing:
- For more information on how Google Analytics uses data collected through the Site, visit: policies.google.com/technologies/partner-sites. To opt out of Google Analytics cookies, visit: myadcenter.google.com/ and tools.google.com/dlpage/gaoptout.
- Meta (Facebook). To change your privacy and advertising settings with Meta, log in to your account and navigate to your account settings.
Your Choices
You can change your Cookie Settings using the Cookie Preference Center button at the top of the page. You may also use your browser settings to manage cookies. Some devices also allow you to control the use of cookies through your device settings. Each browser and device is different, so check the settings menu of your browser or device to determine how to change your cookies settings.
Please note that if you choose to disable cookies, the Website may not function properly and certain features may not be available to you. In addition, your choice of preferences will be browser and device specific. That means that if you visit our Website from multiple browsers and devices, you will need to implement your preferences and settings across all browsers and devices.
Your browser may have settings that allow you to transmit a “Do Not Track” signal when you visit various websites or use online services. Like many sites, this Website is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you may visit allaboutdnt.com.
Certain advertising tracking technology vendors may participate in the Digital Advertising Alliance (“DAA”) and its AdChoices opt-out program or the Network Advertising Initiative (“NAI”). For more information about opting out or using the DAA opt-out tool visit youradchoices.com. For more information about opting out or using the NAI opt-out tool, visit thenai.org/how-to-opt-out/. Even if you are able to opt out of certain kinds of interest-based ads, you may continue to receive non-targeted ads.
Links to Third-Party Sites or Other Online Services
The Services may include links to other sites or online services that we do not own or operate, and which may have their own privacy policies or notices. We also allow you to connect with other third-party sites and services through the Services. For example, as an individual investor, you may be directed to the account you hold with our transfer agent when you seek to log in to your account. We are not responsible for the privacy practices of third-party sites and services and you should consult those other sites’ and services’ privacy notices in order to better understand their privacy practices.
Security
We have put in place reasonable physical, electronic, and procedural controls to safeguard personal information. However, transmission via the Internet and online digital storage are not completely secure, and we cannot guarantee the security of your information collected through the Website.
Children's Privacy
Our Services are not intended for users under the age of 16, who are not permitted to access or use our Website or Services. Lord Abbett does not knowingly collect personal information from anyone under the age of 16. If we become aware that we have obtained personal information from an individual under the age of 16, we will delete such information in accordance with applicable law.
Updates to Our Privacy Notice
This Privacy Notice may be changed by Lord Abbett or its successors at any time. We will indicate revisions to this Privacy Notice by updating the “Last Updated” date at the top of this page or as otherwise required by applicable law. Your continued use of this Website after any update to this Privacy Notice will constitute your acceptance of the changes. We encourage you to periodically review this Privacy Notice to be aware of our current privacy practices.
Contact Us
If you have questions about our privacy practices or this Privacy Notice, please contact us at dataprivacy@lordabbett.com.