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ONLINE PRIVACY NOTICE

Online Privacy Notice

This Online Privacy Notice (“Privacy Notice”) is delivered on behalf of Lord, Abbett & Co. LLC (“Lord Abbett” or “we” or ”us” or “our”), and describes how we will use and share the information we collect or receive from or about you when you visit www.lordabbet.com (“Website”) and any other of our websites and applications on which a link to this Privacy Notice appears (collectively, the “Services”).  This Privacy Notice does not apply to information collected by affiliates of Lord Abbett or on other websites and applications accessed by or through our Website. This Privacy Notice also does not apply to information we collect from you offline such as when you submit an application or other form to us or one of our affiliates via mail or by telephone.

If you are an existing client of Lord Abbett, please see our Regulation S-P Privacy Notice which governs how we collect, use and share your nonpublic personal information in the course of delivering financial products or services to you. For investors in Lord Abbett Family of Funds, the terms of the Regulation S-P Privacy Notice supersede the terms of this Online Privacy Notice.

To the extent you are covered under the EU General Data Protection Regulation, you can review our applicable GDPR Privacy Notice here.

Purpose

Your privacy is important to us. We provide this Privacy Notice to:

  • Explain our practices for collecting, sharing and using the information you provide to us and that we collect from you when you use our Services; and
  • Tell you about the choices you may be able to make regarding the ways in which your information is collected, used and shared.

Categories of Individuals from Whom We Collect Information

This Privacy Notice applies to information we collect from the following categories of individuals who use our Services:

  • Website Visitors: Users who visit and navigate (or are otherwise directed by a third party platform or advertisement) through our Website and who engage with our Services by using the various tools and calculators that we offer.
  • Content Subscribers: Individuals who subscribe to our Weekly Perspectives e-mails, register for our webinars or events or otherwise provide information to us to obtain content.
  • Online Account Holders: Financial advisors and other financial professionals who seek to or have already registered to create a Lord Abbett online account with Lord Abbett directly or through third party platforms that is used to access password-protected aspects of our Services.

Information We Collect from You and How We Collect and Receive It

We collect information about you in various ways. For example, you may provide personal information directly to us, we may collect certain information about you automatically, or we may obtain information about you from third parties who are acting on our behalf.

Information You Provide to Us

The information you provide to us and the circumstances under which you provide it depends on how you interact with our Services. Some of the information you provide to us is “personal information.” The following table sets out the categories of individuals who use our Services and provides examples of the types of information each category of users may provide to us.

Information You Provide to Us

Category of User

Examples of When You May Provide Information to Us

Examples of Categories of Information You May Provide

Website Visitor

When submitting a request for a prospectus or investment adviser brochure or other information about financial products or services

Name, contact details such as email address and phone number

 

 

Content Subscriber

When you subscribe to our Weekly Perspectives e-mail or register for one of our events, such as a webinar

Name, email address; affiliated company; country of residence

Online Account Holder

When you register for a Lord Abbett online account, log into your existing Lord Abbett online account or undertake activities in relation to your account once logged-in, such as by requesting marketing materials

Name, affiliated company, contact information

 


Information We Collect Automatically

We may also automatically collect certain information when you use our Services, such as through the use of cookies and web beacons. Such automatically collected information may include:

  • The type of browser and operating system you are using.
  • Your IP address or mobile device identifier.
  • Unique device identifiers and device characteristics.
  • Clickstream data.
  • The domain name of your internet service provider.
  • Information about the content you view and the features you access, as well as your activity and behavior when using our Services.
  • Location-based information.
  • Information regarding our advertisements that you have interacted with, viewed or accessed.

This data may be combined and linked with data from other sources.

Please see the “Cookies” and “Other Tracking Technologies” sections of this Privacy Notice below to learn more about the specific types of cookies and other automated data collection technologies that may be employed by the Services.

How We Use Your Information

The ways in which we use your information vary depending on what your relationship is with us and the ways in which you engage with the Services.  We may use your information, including any personal information:

  • To operate and provide the Services to you, including content, tools & calculators, Lord Abbett online accounts, forms and documents, and other information made available via the Services, or to fulfill any purpose for which you provide us with information.
  • To deliver the information, products or services you have requested from us, to fulfill requests, send you Weekly Perspectives emails, register you for events, provide events, webinars and content, and provide other products, programs and services to you that may be of interest to you.
  • To communicate and correspond with you, respond to your inquiries, address matters raised by your correspondence with us or contact you about your account.
  • To create and share statistics and reports regarding visitors to and users of our Services.
  • To deliver targeted advertising to you. Please see the Cookies andOther Tracking Technologies sections of this Privacy Notice for further information about our and third parties’ use of cookies, web beacons and other tracking technologies to provide you relevant ads, as well as information about how to disable cookies and make other choices related to targeted advertising.
  • To reach out to you about and promote new information, products or services to you that we believe you may be interested in.
  • To create your online account and provide you notices about your online account.
  • For our legitimate interests, including to help us improve the Services, estimate our audience size and usage patterns, store information about your preferences which may allow us to customize our Website and Services according to your individual interests, speed up your searches, recognize you when you return to use the Services or measure the usability of our Services and the effectiveness of our communications.
  • To notify you about changes to our Services.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and Lord Abbett, including for billing and collection, and as we believe is necessary or appropriate to protect, enforce or defend the legal rights, privacy, safety or property of the Services, its employees or agents, or other users or to comply with applicable law.
  • In any other way we may describe when you provide the information, or otherwise with your consent.
  • As permitted by law or as we may notify you.

How We Share Your Information

The ways in which we share your information vary depending on what your relationship is with us and the ways in which you engage with the Services.  The following table sets out the categories of individuals who use our Services. You can use this table to identify how we may share your personal information and other information that we collect from you automatically.  We may share your information, including any personal information:

  • With our affiliates.
  • To respond to your requests or questions.
  • With third-party service providers who provide services on our behalf, including companies that we rely on to process your transactions or deliver content to you and companies that provide web analytics, data processing, advertising, email distribution, payment processing and other services.
  • With any successor to all or part of our business. For example, in the event of a merger, acquisition, divestiture, change of control or liquidation of Lord Abbett or part of its business (or in anticipation of such an event) we may share information in connection with that transaction.
  • If we think we have to in order to comply with the law or protect ourselves.
  • When you otherwise consent or direct us to share your information.
  • For other reasons we may describe to you or as permitted or required by law.

Cookies

Our Website uses cookies, which are small files placed on a computer’s hard drive that allows our Website to recognize that computer each time someone uses it to visit our website.  The file contains information about preferences for using our Website that have been established by someone using that computer.  Cookies may also be used to keep track of certain other information regarding the use of our Website, such as Website traffic data, which we may use to make decisions about ways to improve our Website. 

The types of cookies we use are set out in the following table.

Cookies

No.

Name

Description

Expiration

1

fulfillmentCenterRRID

For those with log-in credentials with our Website directly, this cookie contains the information relevant to your unique identifier.

30 days from most recent page view

2

fulfillmentCenterWebID

For those who utilize the LinkedIn Application Programming Interface (“API”), this cookie contains information relevant to your unique identifier.

At the end of each session

3

lauser

For those with log-in credentials with our Website directly, this cookie stores certain relevant to your session, including the contents of your cart details.

At the end of each session

4

upc

For those who utilize the LinkedIn API, this cookie stores certain relevant to your session, including the contents of your cart details.

At the end of each session

5

LAUID

For security purposes, we utilize this cookie in order to compare certain elements of your session in order to detect malicious activity.

At the end of each session

6

MPLKD

For those who utilize the LinkedIn API, this cookie contains the LinkedIn email address and unique identifier in order to govern certain items displayed throughout the site (except for the pages related to ordering materials).

At the end of each session

7

LALKLGN

For those who utilize the LinkedIn API, this cookie contains the LinkedIn email address and unique identifier in order to govern certain items displayed for the pages related to ordering materials.

At the end of each session


Most browsers automatically accept cookies. You can set your browser options so that you will not receive cookies and you can also delete existing cookies from your browser. If you wish to block cookies, go to www.allaboutcookies.org to find out how, or check your browser’s instructions. Please note, however, that without cookies, you may not be able to take full advantage of all features of our Services.

Other Tracking Technologies

When using the Services, we may automatically collect certain other data from you, which may include your IP address, URL, referrer, device and browser characteristics, timestamp, and page views. This data is not typically stored in a cookie but is tracked and/or monitored through a web-based analytics tool and through our use of interest-based advertising, (“IBA”), also known as Online Behavioral Advertising. We may engage third-party companies to display ads we believe are tailored to your interests.

We allow third-party companies to collect certain information on our behalf when you visit our Services. This information is used, in part, to serve ads for our products or services. These companies use certain information (e.g., static IP address, click stream information, browser type, time and date, subject of advertisements clicked or scrolled over, hardware/software information, cookie and session ID) during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you or advertising-related services, such as ad delivery, reporting, attribution, analytics, and market research. These parties typically use a cookie, web beacon or other similar tracking technologies to collect this information. This Privacy Notice does not cover any use of information that third parties may have collected from you for their own purposes or the methods used by the third parties to collect that information.

To learn more about interest-based advertising or to learn about tools that may enable you to opt-out of this type of advertising, visit the Network Advertising Initiative website and the Digital Advertising Alliance website. Options you select are browser- and device-specific. If you do not want us to track or monitor your behavior on our Services, you may also decide to stop using our Services.

“Do Not Track” Signals

Lord Abbett does not recognize the “do not track signals” that some browsers may employ as no uniform standard for responding to such signals has been developed at this time.

Links to Third Party Sites or Other Services

The Services on which a link to this Privacy Notice appears contain links to third party sites and services whose privacy practices may be different than ours. We also allow you to connect with other third party sites and services. For example, as an individual investor, you may be directed to the account you hold with our transfer agent when you seek to log in to your account. We are not responsible for the privacy practices of third party sites and services and you should consult the other third party sites’ and services’ privacy notices in order to better understand their privacy practices.

Security

We protect the integrity and privacy of your information in a number of ways. We have put in place reasonable physical, electronic and procedural controls to safeguard the information we collect from and about you. However, no system can be completely secure and we do not guarantee that unauthorized disclosures and access will not happen. Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that your personal information or other information will never be disclosed in a manner that is inconsistent with this Privacy Notice.

Children’s Privacy

Our Services are not intended for users under the age of 13, and Lord Abbett does not knowingly collect information from anyone under the age of 13. No one under the age of 13 is permitted to access or use the Lord Abbett Services or to provide Lord Abbett with personal information.

Updates to Our Privacy Notice

This Privacy Notice may be changed by Lord Abbett or its successors at any time and such changes will apply to information we collected from you pursuant to a previous privacy notice. The revised Privacy Notice will be posted on the appropriate portion(s) of our Services and will indicate at the bottom when it was most recently updated. We encourage you to periodically check back to review this policy so that you know what information we collect, how we use it and with whom we share it.

Contact Us

If you have any questions about our practices or this Privacy Notice, please contact us at DataPrivacy@lordabbett.com

Last Updated: September, 2019

 

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