Online Privacy Notice | Lord Abbett
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ONLINE PRIVACY NOTICE

This Online Privacy Notice (“Privacy Notice”) is delivered on behalf of Lord, Abbett & Co. LLC (“Lord Abbett” or “we” or ”us” or “our”), and describes how we will use and share the information we collect or receive from or about you when you visit www.lordabbett.com (“Website”) and any other of our websites and applications on which a link to this Privacy Notice appears (collectively, the “Services”).  This Privacy Notice does not apply to information collected by affiliates of Lord Abbett or on other websites and applications accessed by or through our Website. This Privacy Notice also does not apply to information we collect from you offline such as when you submit an application or other form to us or one of our affiliates via mail or by telephone.

Please see our Regulation S-P Privacy Notice which governs how we collect, use and share your nonpublic personal information in the course of delivering financial products or services to you. To the extent you are covered under the EU General Data Protection Regulation, you can review our applicable GDPR Privacy Notice here. To the extent you are resident of the state of California and the personal information we collect from you is covered by the California Consumer Privacy Act (“CCPA”), please review our California Notice at Collection and Privacy Notice here.

Purpose

Your privacy is important to us. We provide this Privacy Notice to:

  • Explain our practices for collecting, sharing and using the information you provide to us and that we collect from you when you use our Services; and
  • Tell you about the choices you may be able to make regarding the ways in which your information is collected, used and shared.

Categories of Individuals from Whom We Collect Information

This Privacy Notice applies to information we collect from the following categories of users of our Services:

  • Website Visitors: Users who visit and navigate (or are otherwise directed by a third party platform or advertisement) through our Website and who engage with our Services by using the various tools and calculators that we offer.
  • Content Subscribers: Users who subscribe to our Weekly Perspectives e-mails, register for our webinars or events or otherwise provide information to us to obtain content.
  • Online Account Holders: Financial advisors and other financial professionals who seek to or have already registered to create a Lord Abbett online account with Lord Abbett directly or through third party platforms that is used to access password-protected aspects of our Services.

Information We Collect from You and How We Collect and Receive It

We collect information about you in various ways. For example, you may provide personal information directly to us, we may collect certain information about you automatically, or we may obtain information about you from third parties who are acting on our behalf.

Information You Provide to Us

The information you provide to us and the circumstances under which you provide it depends on how you interact with our Services. Some of the information you provide to us is “personal information.” The following table sets out the categories of users of our Services and provides examples of the types of information each category of users may provide to us or that we otherwise collect about you or the device you use to engage with the Services.

Information You Provide to Us

Category of User

Examples of When You May Provide Information to Us

Examples of Categories of Information You May Provide

Website Visitor

When submitting a request for a prospectus or investment adviser brochure or other information about financial products or services

Name, contact details such as email address and phone number

 

Content Subscriber

When you subscribe to our Weekly Perspectives e-mail or register for one of our events, such as a webinar

Name, email address; affiliated company; country of residence

Online Account Holder

When you register for a Lord Abbett online account, log into your existing Lord Abbett online account or undertake activities in relation to your account once logged-in, such as by requesting marketing materials

Name, affiliated company, contact information

 

 

Information We Collect Automatically

We may also automatically collect certain information when you use our Services, such as through the use of cookies and web beacons. Such automatically collected information may include:

  • The type of browser and operating system you are using.
  • Your IP address or mobile device identifier.
  • Unique device identifiers and device characteristics.
  • Clickstream data.
  • The domain name of your internet service provider.
  • Information about the content you view and the features you access, as well as your activity and behavior when using our Services.
  • Location-based information.
  • Information regarding our advertisements that you have interacted with, viewed or accessed.

This data may be combined and linked with data from other sources.

Please see the “Cookies and Other Tracking Technologies” section of this Privacy Notice below to learn more about the types of cookies and other automated data collection technologies that may be employed by the Services and how you can manage your cookie preferences.

How We Use Your Information

The ways in which we use your information vary depending on what your relationship is with us and the ways in which you engage with the Services.  We may use your information, including any personal information:

  • To operate and provide the Services to you, including content, tools & calculators, Lord Abbett online accounts, forms and documents, and other information made available via the Services, or to fulfill any purpose for which you provide us with information.
  • To deliver the information, products or services you have requested from us, to fulfill requests, send you Weekly Perspectives emails, register you for events, provide events, webinars and content, and provide other products, programs and services to you that may be of interest to you.
  • To communicate and correspond with you, respond to your inquiries, address matters raised by your correspondence with us or contact you about your account.
  • To create and share statistics and reports regarding visitors to and users of our Services.
  • To deliver targeted advertising to you. Please see the “Cookies and Other Tracking Technologies section of this Privacy Notice for further information about our and third parties’ use of cookies, web beacons and other tracking technologies to provide you relevant ads, as well as information about how to disable cookies and make other choices related to targeted advertising.
  • To reach out to you about and promote new information, products or services to you that we believe you may be interested in.
  • To create your online account and provide you notices about your online account.
  • For our legitimate interests, including to help us improve the Services, estimate our audience size and usage patterns, store information about your preferences which may allow us to customize our Website and Services according to your individual interests, speed up your searches, recognize you when you return to use the Services or measure the usability of our Services and the effectiveness of our communications.
  • To notify you about changes to our Services.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and Lord Abbett, including for billing and collection, and as we believe is necessary or appropriate to protect, enforce or defend the legal rights, privacy, safety or property of the Services, its employees or agents, or other users or to comply with applicable law.
  • In any other way we may describe when you provide the information, or otherwise with your consent.
  • As permitted by law or as we may notify you.

How We Share Your Information

The ways in which we share your information vary depending on what your relationship is with us and the ways in which you engage with the Services.  The following table sets out the categories of individuals who use our Services. You can use this table to identify how we may share your personal information and other information that we collect from you automatically.  We may share your information, including any personal information:

  • With our affiliates.
  • To respond to your requests or questions. With third-party service providers who provide services on our behalf and other entities, including companies that we rely on to process your transactions or deliver content to you and companies that provide web analytics, data processing, advertising, email distribution, payment processing and other services.
  • With any successor to all or part of our business. For example, in the event of a merger, acquisition, divestiture, change of control or liquidation of Lord Abbett or part of its business (or in anticipation of such an event) we may share information in connection with that transaction.
  • If we think we have to in order to comply with the law or protect ourselves.
  • When you otherwise consent or direct us to share your information.
  • For other reasons we may describe to you or as permitted or required by law.

Cookies and Other Tracking Technologies

Our Website uses cookies, which are small files placed on a computer’s hard drive that allows our Website to recognize that computer each time someone uses it to visit our website.  The file contains information about preferences for using our Website that have been established by someone using that computer.  Cookies may also be used to keep track of certain other information regarding the use of our Website, such as Website traffic data, which we may use to make decisions about ways to improve our Website. 

A cookie can be either a “first” or “third” party cookie, depending on whether the cookie is placed directly by the website that the user is visiting (“first party cookie”) or whether the cookies are set by a third-party entity through the website that the user is visiting (“third-party cookie”).   The length of time that a cookie stays on your device will depend on whether the cookie is either a “persistent” or “session” cookie.  Persistent cookies remain on a user’s device until the cookie expires or is deleted and they are activated each time that the user visits the website that placed the persistent cookie.  Session cookies are created temporarily once a user opens a browser window and are deleted from your device once the browser is closed.  

This Privacy Notice describes how we may use cookies in association with our Website. You can also find more information about the cookies we use in our Cookie Preference Center, which appears at the bottom of our privacy policy homepage.

We use different types of cookies on our Website for different purposes. Some cookies allow us to enable specific functions or to improve your navigation experience, while others allow us to analyze the way you interact with our Website in order to improve them. 

We use some cookies that are necessary for the Website to function and cannot be switched off in our systems (“Strictly Necessary Cookies”). We may also use Performance and Targeting Cookies for other purposes, such as collecting information about how visitors are using the Website, for troubleshooting and identifying errors, collecting analytics to evaluate user experience on the Website and providing you with content or advertisements. You have the option to accept or reject our use of cookies for such purposes.

Strictly Necessary Cookies:  Strictly Necessary Cookies may include, for example, cookies that remember your preferences and settings; cookies that remember certain information that you enter through the Website; or cookies that allow the Website to function properly.  Strictly Necessary Cookies are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the Website may not function properly as a result. These cookies do not store any personally identifiable information.

Performance Cookies:  These cookies allow us to undertake activities such as counting visits and traffic sources so we can measure and improve the performance of our Website. They also help us to know which pages are the most and least popular and see how visitors move around the Website and what content they view. If you do not allow us to place these cookies on your device we will not have the same information regarding when you visited our Website, and may not be able to monitor its performance.

Targeting Cookies:  Cookies of this category may be set on our Website and are used to display personalized content to you that is believed to be in line with your interests. They are based on uniquely identifying your browser and internet device. For example, these cookies help us to provide information to you that is especially relevant to you.

When you visit our Website you will be presented with a banner that offers you a choice about whether to accept all cookies or manage your cookie preferences through the Cookie Settings link. Through the Cookies Settings link you may select your preferences to accept or reject different categories of cookies, with the exception of those cookies which are strictly necessary to the functioning of the Website.

If at any time you would like to change your Cookie Settings, please visit the Cookie Preference Center, which appears at the bottom of our privacy policy homepage.

You may also use your browser settings to manage cookies.  Some devices also allow you to control the use of cookies through your device settings.  Each browser and device is different, so check the settings menu of your browser or device to determine how to change your cookies settings.

Please note that if you choose not to receive cookies, the Website may not function properly and certain services on the Website may not be available to you.  In addition, your choice of preferences will be browser and device specific. That means that if you visit our Website from multiple browsers and devices, you will need to implement your preferences and settings across all browsers and devices. 

When using the Services, we may automatically collect certain other data from you, which may include your IP address, URL, referrer, device and browser characteristics, timestamp, and page views. This data may be stored in a cookie or other tracking technologies and is tracked and/or monitored through a web-based analytics tool and through our use of interest-based advertising, (“IBA”), also known as Online Behavioral Advertising. We may engage third-party companies to display ads we believe are tailored to your interests.

We allow third-party companies to collect certain information on our behalf when you visit our Services. This information is used, in part, to serve ads for our products or services. These companies use certain information (e.g., static IP address, click stream information, browser type, time and date, subject of advertisements clicked or scrolled over, hardware/software information, cookie and session ID) during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you or advertising-related services, such as ad delivery, reporting, attribution, analytics, and market research. These parties typically use a cookie, web beacon or other similar tracking technologies to collect this information. This Privacy Notice does not cover any use of information that third parties may have collected from you for their own purposes or the methods used by the third parties to collect that information.

Links to Third Party Sites or Other Services

The Services on which a link to this Privacy Notice appears contain links to third party sites and services whose privacy practices may be different than ours. We also allow you to connect with other third party sites and services. For example, as an individual investor, you may be directed to the account you hold with our transfer agent when you seek to log in to your account. We are not responsible for the privacy practices of third party sites and services and you should consult the other third party sites’ and services’ privacy notices in order to better understand their privacy practices.

Security

We protect the integrity and privacy of your information in a number of ways. We have put in place reasonable physical, electronic and procedural controls to safeguard the information we collect from and about you. However, no system can be completely secure and we do not guarantee that unauthorized disclosures and access will not happen. Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that your personal information or other information will never be disclosed in a manner that is inconsistent with this Privacy Notice.

Children’s Privacy

Our Services are not intended for users under the age of 16, and Lord Abbett does not knowingly collect information from anyone under the age of 16. No one under the age of 16 is permitted to access or use the Lord Abbett Services or to provide Lord Abbett with personal information.

Updates to Our Privacy Notice

This Privacy Notice may be changed by Lord Abbett or its successors at any time and such changes will apply to information we collected from you pursuant to a previous privacy notice. The revised Privacy Notice will be posted on the appropriate portion(s) of our Services and will indicate at the bottom when it was most recently updated. We encourage you to periodically check back to review this policy so that you know what information we collect, how we use it and with whom we share it.

Contact Us

If you have any questions about our practices or this Privacy Notice, please contact us at DataPrivacy@lordabbett.com.

Last Updated: October 19, 2020

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