This U.S.  Online Privacy Notice (“Privacy Notice”) is delivered on behalf of Lord, Abbett & Co. LLC (“Lord Abbett” or “we” or ”us” or “our”), and describes how we may use and share the personal information we collect or receive from or about you when you visit www.lordabbett.com (the “Website”) and any other of our websites and applications on which a link to this Privacy Notice appears (collectively, the “Services”). This Privacy Notice only applies if you are located in the United States.

This Privacy Notice does not apply to information collected by affiliates of Lord Abbett or on other websites and applications accessed by or through our Website. This Privacy Notice also does not apply to information we collect from you offline such as when you submit an application or other form to us or one of our affiliates via mail or by telephone.

If you are a financial services client, customer, or potential client, please see our Regulation S-P Privacy Notice which governs how we collect, use and share your nonpublic personal information while delivering financial products or services to you.

International visitors to our Website may review our Privacy Notice for Visitors from outside the United States.

California residents may review our California Privacy Notice.

Overview
Your privacy is important to us. We provide this Privacy Notice to:

• Explain our practices for collecting, sharing and using the personal information you provide to us and that we collect from you when you use our Services; and
• Tell you about the choices you may be able to make regarding the ways in which your personal information is collected, used and shared.

This Privacy Notice applies to personal information we collect from the following categories of users of our Services:

• Website Visitors: Users who visit our Website, including those who engage with our Services by using the various tools and calculators that we offer.

• Content Subscribers and Registrants: Website visitors who subscribe to our Weekly Perspectives e-mails, register for our webinars or events, or otherwise submit personal information to us directly through the Website.

• Online Account Holders: Individual investors, institutional investors, financial advisors and other financial professionals who have a registered Lord Abbett online account with Lord Abbett directly or through third-party platforms that is used to access password-protected aspects of our Services.

Personal Information We Collect from You 
We collect personal information about you in various ways. For example, you may provide personal information directly to us, we may collect certain information about you automatically, or we may obtain information about you from vendors who are acting on our behalf.

Information You Provide to Us
The personal information you provide to us and the circumstances under which you provide it depends on how you interact with our Services. The following table provides examples of the types of personal information each category of users may provide to us through the Website.

Information We Collect Automatically
We may also automatically collect certain information when you use our Services, such as through the use of cookies and web beacons. Such automatically collected information may include:

• The type of browser and operating system you are using.
• Your IP address or mobile device identifier.
• Unique device identifiers and device characteristics.
• Clickstream data.
• The domain name of your internet service provider.
• Information about the content you view and the features you access, as well as your activity and behavior when using our Services.
• Location-based information.
• Information regarding our advertisements that you have interacted with, viewed or accessed.

This data may be combined and linked with data from other sources. Please note that we or third parties may collect personal information about your online activities over time and across different devices and online properties when you use the Website.

Please see the “Cookies and Other Tracking Technologies” section of this Privacy Notice below to learn more about the types of cookies and other automated data collection technologies that may be employed by the Services and how you can manage your cookie preferences.

How We Use Your Personal Information
The ways in which we use your information vary depending on what your relationship is with us and the ways in which you engage with the Services. For example, we may use your personal information:

• To operate and provide the Services to you, including content, tools & calculators, Lord Abbett online accounts, forms and documents, and other information made available via the Services, or to fulfill any purpose for which you provide us with your personal information.

• To deliver the information, products or services you have requested from us, to fulfill requests, send you Weekly Perspectives emails, register you for events, provide events, webinars and content, and provide other products, programs and services to you that may be of interest to you.

• To communicate and correspond with you, respond to your inquiries, address matters raised by your correspondence with us or contact you about your account.

• To monitor and analyze Website trends, usage, and activities of Website visitors so that we can estimate our audience size and better understand Website usage patterns to help us improve the Website and Services.

• To deliver targeted advertising to you. Please see the “Cookies and Other Tracking Technologies” section of this Privacy Notice for further information about how cookies, web beacons and other tracking technologies on this Website may be used to provide you relevant ads, as well as information about how to disable cookies and make other choices related to targeted advertising.

• To contact you, including by sending marketing communications that we believe may interest you regarding new products or services.

• To create your online account and provide you notices about your online account.

• To store information about your preferences which may allow us to customize our Website and Services according to your individual interests, speed up your searches, recognize you when you return to use the Services or measure the usability of our Services and the effectiveness of our communications.

• To notify you about changes to our Services.

• To prevent, investigate, identify, or take any other action to address any suspected or actual fraudulent or illegal activity or activity that violates our policies.

• To carry out our obligations and enforce our rights arising from any contracts entered into between you and Lord Abbett, including for billing and collection, and as we believe is necessary or appropriate to protect, enforce or defend the legal rights, privacy, safety or property of the Services, its employees or agents, or other users or to comply with applicable law.

• In any other way we may describe when you provide the information, or otherwise with your consent.

• As permitted by law or as we may notify you.

How We Share Your Information
The ways in which we share your personal information may vary depending on your relationship with us and the ways in which you engage with the Services.  We may share your personal information::

• With our affiliates, business partners, and vendors that provide services on our behalf, including companies that we rely on to process your transactions or deliver content to you and companies that provide web analytics, data processing, advertising, email distribution, payment processing and other services.

• With any successor to all or part of our business. For example, in the event of a merger, acquisition, divestiture, change of control or liquidation of Lord Abbett or part of its business (or in anticipation of such an event) we may share information in connection with that transaction.

In addition, we may disclose personal information when required by law, or as we deem appropriate in response to a request from law enforcement, including in response to activities that are illegal or a violation of our policies, or to protect and defend our rights or property.

We also may share your personal information if you direct us to share the information or otherwise consent to the sharing.

Cookies and Other Tracking Technologies
As discussed above, our Website uses cookies, which are small files stored on your device to your data. Cookies allow our Website to recognize you, your device, or your user preferences when you visit the Website. Cookies may also be used to keep track of certain other information regarding the use of our Website, such as Website traffic data, which we may use to make decisions about ways to improve our Website.

A cookie can be either a “first” or “third” party cookie, depending on whether the cookie is placed directly by the website that the user is visiting (“first party cookie”) or whether the cookies are set by a third-party entity through the website that the user is visiting (“third-party cookie”). We and third-party vendors may use first-party cookies or other first-party identifiers as well as third-party cookies or other third-party identifiers to track demographics, for dynamic remarketing and interest-based advertising, and to improve user experience.

The length of time that a cookie stays on your device will depend on whether the cookie is either a “persistent” or “session” cookie. Persistent cookies remain on a user’s device until the cookie expires or is deleted and they are activated each time that the user visits the website that placed the persistent cookie. Session cookies are created temporarily once a user opens a browser window and are deleted from your device once the browser is closed.

Below we describe how we may use cookies in association with our Website.

Strictly Necessary Cookies: Strictly Necessary Cookies may include, for example, cookies that remember certain information that you enter through the Website; or cookies that allow the Website to function properly. You can set your browser to block or alert you about these cookies, but some parts of the Website may not function properly as a result.

Performance Cookies: These cookies allow us to undertake activities such as counting visits and traffic sources so we can measure and improve the performance of our Website. They also help us to know which pages are the most and least popular and see how visitors move around the Website and what content they view. If you do not allow us to place these cookies on your device we will not have the same information regarding when you visited our Website, and may not be able to monitor its performance.

Targeting Cookies: Targeting cookies may be set on our Website and are used to display personalized content tailored to your interests. These cookies use information about your browser and device, including your other online activities.

For example, we have implemented Google Analytics Advertising for features such as dynamic remarketing, interest-based advertising, audience targeting, behavioral reporting, demographics and interests reporting, user segment analysis, device reporting, display advertising, and video ads reporting. For more information on how Google Analytics uses data collected through the Site, visit: google.com/policies/privacy/partners. To opt out of Google Analytics cookies, visit: https://adssettings.google.com/ and tools.google.com/dlpage/gaoptout.

Your Choices
You can change your Cookie Settings using the Cookie Preference Center button at the bottom of the page. You may also use your browser settings to manage cookies. Some devices also allow you to control the use of cookies through your device settings. Each browser and device is different, so check the settings menu of your browser or device to determine how to change your cookies settings.

Please note that if you choose to disable cookies, the Website may not function properly and certain features may not be available to you. In addition, your choice of preferences will be browser and device specific. That means that if you visit our Website from multiple browsers and devices, you will need to implement your preferences and settings across all browsers and devices.

Your browser may have settings that allow you to transmit a “Do Not Track” signal when you visit various websites or use online services. Like many sites, this Website is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you may visit allaboutdnt.com.

Links to Third-Party Sites or Other Online Services
This Website may include links to other sites or online services that we do not own or operate, and which may have their own privacy policies or notices. We also allow you to connect with other third-party sites and services through this Website. For example, as an individual investor, you may be directed to the account you hold with our transfer agent when you seek to log in to your account. We are not responsible for the privacy practices of third-party sites and services and you should consult those other sites’ and services’ privacy notices in order to better understand their privacy practices.

Security
We have put in place reasonable physical, electronic and procedural controls to safeguard the information we collect from and about you. However, transmission via the Internet and online digital storage are not completely secure, and we cannot guarantee the security of your information collected through the Website

Children’s Privacy
Our Services are not intended for users under the age of 16, who are not permitted to access or use our Website or Services. Lord Abbett does not knowingly collect personal information from anyone under the age of 16. If we become aware that we have obtained personal information from an individual under the age of 16, we will delete such information in accordance with applicable law.

Updates to Our Privacy Notice
This Privacy Notice may be changed by Lord Abbett or its successors at any time. We will indicate revisions to this Privacy Notice by updating the “Last Updated” date at the top of this page. Your continued use of this Website after any update to this Privacy Notice will constitute your acceptance of the changes. We encourage you to periodically review this Privacy Notice to be aware of our current privacy practices.

Contact Us
If you have questions about our privacy practices or this Privacy Notice, please contact us at dataprivacy@lordabbett.com