Error!

X

There was a problem contacting the server. Please try after sometime.

Sorry, we are unable to process your request.

Error!

X

We're sorry, but the Insights and Intelligence Tool is temporarily unavailable

If this problem persists, or if you need immediate assistance, please contact Customer Service at 1-888-522-2388.

Error!

X

We're sorry, but the Literature Center checkout function is temporarily unavailable.

If this problem persists, or if you need immediate assistance, please contact Customer Service at 1-888-522-2388.

Financial Professionals

Forgot password

Forgot Your LordAbbett.com password?

If you are a registered user, but have forgotten your LordAbbett.com password, please enter your email address.
Once your email address is verified, we will send you an email with instructions on how to reset your password.

EMAIL ADDRESS
e.g. joe@firm.com

Financial Professionals

Forgot Password

Thank you.

An email has been sent to with instructions on resetting your password.

Financial Professionals

Reset Password

NEW PASSWORD
Your password must be a minimum of characters.
CONFIRM NEW PASSWORD

Financial Professionals

Reset Password

Confirmation Message

Your LordAbbett.com password was successully updated. This page will be refreshed after 3 seconds.

OK

Financial Professionals*

or
LOGIN WITH LinkedIn
LOGIN WITH LinkedIn
  • Gain access to exclusive LinkedIn Groups
  • Simplify your login

DST Vision

Login to access client account information.

Log In
or
LOGIN WITH LinkedIn
LOGIN WITH LinkedIn

DST Vision

Login to access client account information.

Log In

Individual Investors

My Account

Login to view, manage, and administer your account.

Go to my accounts

Small Business Plan Sponsors

Login to access Plan and Participant level information.

Go to small business plan sponsors

A verification Email Has Been Sent

Close

An email verification email has been sent to .
Follow the instructions to complete the email validation process.

I have not received my verification email

Check your SPAM mailbox and make sure that twelcome@lordabbett.com is allowed to send you mail.

I'm still having trouble

If you're still having trouble verifying your email address. feel free to contact us.

1-888-522-2388
clientservices@lordabbett.com


OK

We're sorry. We found no record of the email address you provided.

Close

Register For a LordAbbett.com Account
Using Your Email Address.

  • Registered Financial Advisors gain access to:
  • Our data mining tool, Insight & Intelligence
  • Best in-class practice management content
  • Educational events, videos and podcasts.
  • The Lord Abbett Review - Subscribe now!

Registered but Having Problems?

If you believe you are registered and are having problems verifying your email address, feel free to contact us.

1-888-522-2388 clientservices@lordabbett.com

Terms & Condition

X

These Terms of Use ("Terms of Use") are made between the undersigned user ("you") and Lord, Abbett & Co. ("we" or "us"). They become effective on the date that you electronically execute these Terms of Use ("Effective Date").

A. You are a successful financial consultant that markets securities, including the Lord Abbett Family of Funds;

B. We have developed the Lord Abbett Intelligence System (the "Intelligence System"), a state of the art information resource that we make available to a limited community of broker/dealers through the Internet at a secure Web site (the "LAIS Site"); and

C. We wish to provide access to the Intelligence System to you as an information tool responsive to the demands of your successful business pursuant to these Terms of Use. Accordingly, you and we, intending to be legally bound, hereby agree as follows:]

1. Overview. · Scope. These Terms of Use (which we may amend from time to time) govern your use of the Intelligence System. · Revisions; Changes. We may amend these Terms of Use at any time by posting amended Terms of Use ("Amended Terms of Use") on the LAIS Site. Any Amended Terms of Use will become effective immediately upon posting. Your use of the Intelligence System after any Amended Terms of Use become effective will be deemed to constitute your acceptance of those Amended Terms of Use.We may modify or discontinue the Intelligence System at any time, temporarily or permanently, with or without notice to you. Purpose of the Intelligence System. The Intelligence System is intended to be an information resource that you may use to contribute to your business research. The Intelligence System is for broker/dealer use only; it is not to be used with the public in oral, written or electronic form. The information on the Intelligence System and LAIS Site is for your information only and is neither the tax, legal or investment advice of Lord Abbett or its third-party sources nor their recommendation to purchase or sell any security.

2. Your Privileges. · Personal Use. Your use of the Intelligence System is a nontransferable privilege granted by us to you and that we may deny, suspend or revoke at any time, with or without cause or notice. · Access to and Use of the Intelligence System. The User ID and password (together, an "Access ID") issued by us to you (as subsequently changed by you from time to time) is for your exclusive access to and use of the Intelligence System. You will: (a) be responsible for the security and use of your Access ID, (b) not disclose your Access ID to anyone and (c) not permit anyone to use your Access ID. Any access or use of the Intelligence System through the use of your Access ID will be deemed to be your actions, for which you will be responsible. · Required Technology. You must provide, at your own cost and expense, the equipment and services necessary to access and use the Intelligence System. At any time, we may change the supporting technology and services necessary to use the Intelligence System. · Availability. We make no guarantee that you will be able to access the Intelligence System at any given time or that your access will be uninterrupted, error-free or free from unauthorized security breaches.

3. Rights in Data. Our use of information collected from you will be in accordance with our Privacy Policy posted on the LAIS Site. Our compliance with our Privacy Policy will survive any termination of these Terms of Use or of your use of the Intelligence System.

4. Your Conduct in the Use of the Intelligence System. You may access, search, view and store a personal copy of the information contained on the LAIS Site for your use as a broker/dealer. Any other use by you of the Intelligence System and the information contained on the LAIS Site these Terms of Use is strictly prohibited. Without limiting the preceding sentence, you will not: · Engage in or permit any reproduction, copying, translation, modification, adaptation, creation of derivative works from, distribution, transmission, transfer, republication, compilation or decompilation, reverse engineering, display, removal or deletion of the Intelligence System, any portion thereof, or any data, content or information provided by us or any of our third-party sources in any form, media or technology now existing or hereafter developed, that is not specifically authorized under these Terms of Use.

· Remove, obscure or alter any notice, disclaimer or other disclosure affixed to or contained within the Intelligence System, including any copyright notice, trademark and other proprietary rights notices and any legal notices regarding the data, content or information provided through the Intelligence System.

· Create a hyperlink to, frame or use framing techniques to enclose any information found anywhere on the LAIS Site without our express prior written consent.

· Impersonate any person, or falsely state or otherwise misrepresent his or her affiliation with any person in connection with any use of the Intelligence System.

· Breach or attempt to breach the security of the Intelligence System or any network, servers, data, or computers or other hardware relating to or used in connection with the Intelligence System; nor (b) use or distribute through the Intelligence System software or other tools or devices designed to interfere with or compromise the privacy, security or use of the Intelligence System by others or the operations or assets of any person.

· Violate any applicable law, including, without limitation, any state federal securities laws. 5. Your Representations and Warranties. You hereby represent and warrant to us, for our benefit, as of the time of these Terms of Use and for so long as you continue to use the Intelligence System, that (a) you are, and will continue to be, in compliance with these Terms of Use and any applicable laws and (b) you are authorized to provide to us the information we collect, as described in our Privacy Policy.

6. Disclaimer of Warranties.

· General Disclaimers.

THE INTELLIGENCE SYSTEM, THE LAIS SITE AND ALL DATA, INFORMATION AND CONTENT ON THE LAIS SITE ARE PROVIDED "AS IS" AND “AS AVAILABLE” AND WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND. WITHOUT LIMITING THE PRECEDING SENTENCE, LORD ABBETT, ITS AFFILIATES, AGENTS, THIRD-PARTY SUPPLIERS AND LICENSORS, AND THEIR RESPECTIVE EMPLOYEES, CONTRACTORS, DIRECTORS, OFFICERS AND SHAREHOLDERS (COLLECTIVELY, THE “LORD ABBETT GROUP”) EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. YOU EXPRESSLY AGREE THAT YOUR USE OF THE LAIS SITE, THE INTELLIGENCE SYSTEM, AND THE DATA, INFORMATION AND CONTENT PRESENTED THERE ARE AT YOUR SOLE RISK AND THAT THE LORD ABBETT GROUP WILL NOT BE RESPONSIBLE FOR ANY (A) ERRORS OR INACCURACIES IN THE DATA, CONTENT AND INFORMATION ON THE LAIS SITE AND THE INTELLIGENCE SYSTEM OR (B) ANY TERMINATION, SUSPENSION, INTERRUPTION OF SERVICES, OR DELAYS IN THE OPERATION OF THE LAIS SITE OR THE INTELLIGENCE SYSTEM.

· Disclaimer Regarding Investment Research.

THE INTELLIGENCE SYSTEM INCORPORATES DATA, CONTENT AND INFORMATION FROM VARIOUS SOURCES THAT WE BELIEVE TO BE ACCURATE AND RELIABLE. HOWEVER, THE LORD ABBETT GROUP MAKES NO CLAIMS, REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, TIMELINESS, COMPLETENESS OR TRUTHFULNESS OF SUCH DATA, CONTENT AND INFORMATION. YOU EXPRESSLY AGREE THAT YOU ARE RESPONSIBLE FOR INDEPENDENTLY VERIFYING YOUR INVESTMENT RESEARCH PRIOR TO FORMING YOUR INVESTMENT DECISIONS OR RENDERING INVESTMENT ADVICE. THE LORD ABBETT GROUP WILL NOT BE LIABLE FOR ANY INVESTMENT DECISION MADE BY YOU OR ANY OTHER PERSON BASED UPON THE DATA, CONTENT AND INFORMATION PROVIDED THROUGH THE INTELLIGENCE SYSTEM OR ON THE LAIS SITE.

· Survival.

THIS SECTION 6 SHALL SURVIVE ANY TERMINATION OF THESE TERMS OF USE OR YOUR USE OF THE INTELLIGENCE SYSTEM..

7. Limitations on Liability.

NONE OF THE MEMBERS OF THE LORD ABBETT GROUP WILL BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, SPECIAL OR EXEMPLARY DAMAGES (INCLUDING LOSS OF PROFITS, LOSS OF USE, TRANSACTION LOSSES, OPPORTUNITY COSTS, LOSS OF DATA, OR INTERRUPTION OF BUSINESS) RESULTING FROM, ARISING OUT OF OR IN ANY WAY RELATING TO THE INTELLIGENCE SYSTEM, THE LAIS SITE OR YOUR USE THEREOF, EVEN IF THE LORD ABBETT GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS SECTION 7 WILL SURVIVE ANY TERMINATION OF THESE TERMS OF USE OR YOUR USE OF THE INTELLIGENCE SYSTEM.

8. Miscellaneous Provisions.

· Governing Law. This Agreement will governed by and construed in accordance with the laws of the State of New York, without giving effect to applicable conflicts of law principles.

THE UNIFORM COMPUTER INFORMATION TRANSACTIONS ACT OR ANY VERSION THEREOF, ADOPTED BY ANY STATE, IN ANY FORM ("UCITA") WILL NOT APPLY TO THESE TERMS OF USE. TO THE EXTENT THAT UCITA IS APPLICABLE, THE PARTIES HEREBY AGREE TO OPT OUT OF THE APPLICABILITY OF UCITA PURSUANT TO THE OPT-OUT PROVISION(S) CONTAINED THEREIN.

The Intelligence System is not intended to be used by consumers, nor are the consumer protection laws of any jurisdiction intended to apply to the Intelligence System. You agree to initiate and maintain any action, suit or proceeding relating to these Terms of Use or arising out of the use of the Intelligence System exclusively in the courts, state and federal, located in or having jurisdiction over New York County, New York.

YOU HEREBY CONSENT TO THE PERSONAL JURISDICTION AND VENUE OF THE COURTS, STATE AND FEDERAL, LOCATED IN OR HAVING JURISDICTION OVER NEW YORK COUNTY, NEW YORK. YOU AGREE THAT YOU WILL NOT OBJECT TO A PROCEEDING BROUGHT IN YOUR LOCAL JURISDICTION TO ENFORCE AN ORDER OR JUDGMENT OBTAINED IN NEW YORK.

· Relationship of Parties. The parties to these Terms of Use are independent contractors and nothing in these Terms of Use will be construed as creating an employment relationship, joint venture, partnership, agency or fiduciary relationship between the parties.

· Notice. All notices provided under these Terms of Use will be in writing and will be deemed effective: (a) when delivered personally, (b) when received by electronic delivery, (c) one business day after deposit with a commercial overnight carrier specifying next day delivery, with written verification of receipt, or (d) three business days after having been sent by registered or certified mail, return receipt requested. We will only accept notices from you in English and by conventional mail addressed to: General Counsel Lord, Abbett & Co. 90 Hudson Street Jersey City, N.J. 07302-3973 We may give you notice by conventional mail or electronic mail addressed to the last mail or electronic mail address transmitted by you to us.

· Third-Party Beneficiaries. The members of the Lord Abbett Group are third-party beneficiaries of the rights and benefits provided to us under these Terms of Use. You understand and agree that any right or benefit available to us or any member of the Lord Abbett Group hereunder will also be deemed to accrue to the benefit of, and may be exercised directly by, any member of the Lord Abbett Group to the extent applicable.

· Survival. This Section 8 will survive any termination of these Terms of Use or your use of the Intelligence System. The undersigned hereby signs these Terms of Use. By electronically signing and clicking "Accept" below, these Terms of Use will be legally binding on me. To sign these Terms of Use, confirm your full name and enter your User ID and Password (as your electronic signature) in the fields indicated below and click the “I Accept” button.

 

Account Services

Overview of Accounts

We know that no two investors are exactly alike. So Lord Abbett offers a wide range of account types, whether your objective is saving for a comfortable retirement, paying for a child's education, creating a lasting legacy—or some combination of these goals.

 

Account Type
Features
Who is it right for?
Additional Information

General Mutual Fund Account

A General Mutual Fund account is a taxable account where mutual funds are held.

These accounts are established for individuals, Joint Tenants with Right of Survivorship, or Tenants in common.

Mutual Fund Account Application

UTMA/UGMA Account

A Uniform Gifts to Minors account allows the minor to own assets without an attorney setting up a special trust. The ownership works like it does with a trust, except that the donor must appoint a custodian to look after the account.

This account will allow the minor to own assets without an attorney setting up a special trust fund. The ownership of the funds works like it does with a trust, except that the donor must appoint a custodian to look after the account.

Mutual Fund Account Application

Corporation/Partnership Account

The account can be opened by the representative of the estate, usually referred to as an executor or administrator.

This account can be opened by S Corporation, C Corporation and Limited Liability Corporations.

Mutual Fund Account Application

Estate Account

These types of accounts are held in the name of a decedent that is administered by an executor or administrator of the estate.

The account can be opened by the representative of the estate, usually referred to as an executor or administrator.

Mutual Fund Account Application

Trust Account

A mutual fund account set up under a legal trust agreement for the benefit of an individual or group. A trust account is managed by a trustee.

Generally, upon the death of the Trustee, a successor Trustee is designated to manage the account.

Mutual Fund Account Application

 

Account Type Features Who is it right for? Additional Information

Traditional IRA

A Traditional IRA is a tax-deferred savings plan available to all working individuals under age 70 and their spouses, if the spouse is also under age 70. It is set up for the exclusive benefit of an individual, although a beneficiary(ies) may ultimately receive the proceeds.

  • If the individual is not covered by a qualified plan and need tax-deferred retirement saving.
  • If individual has fully funded a tax-deferred savings plan at work such as a 401(k) or 403(b) and wants additional tax deferral on savings.
  • If individual needs to supplement their workplace retirement savings.
  • If individual is a non-working spouse and has little retirement savings.
  • If individual wishes to seed account with non-deductible dollars to take advantage of the Roth conversion opportunity.

IRA Application

Roth IRA

A Roth IRA is a potentially tax-free savings plan available to individuals, and their spouses, also if they are married, subject to certain income requirements. Participation in a retirement plan does not affect your eligibility to contribute to a Roth IRA, unless contributing to one lowers your current income enough, allowing you to meet the income requirements. All withdrawals, including any investment appreciation, are potentially tax-free.

  • If an individual's income qualifies and they do not need or significantly benefit from receiving a current tax deduction on the contribution and/or receiving tax-free income from and IRA interests them.
  • If an individual believes future tax rates will be higher than today's tax rates, so that dollars coming out, from a tax perspective, are worth more than dollars being contributed.
  • If an individual is contemplating passing their Roth account along to the next generation, providing a tax-free legacy. This tax-efficient transfer is made easier, as the Roth IRA does require you to take withdrawals while the individual is alive.
  • If an individual's spouse inherits their Roth IRA he/she also does not need to take withdrawals while still alive.

IRA Application

Rollover IRA

When an individual leaves a job, the former employer is required to give them distribution options, one of them being the option of having an eligible distribution transferred directly, penalty- and tax-free, to an IRA or another qualified plan. The Lord Abbett no-cost rollover IRA should be considered.

  • If an individual is eligible to receive a qualifying distribution from a retirement plan on which they do not wish to pay current taxes on any distribution.
  • If an individual wishes to continue tax deferral on their retirement savings.
  • If an individual is separating from service after turned 55, but are currently under age 59½, they should only consider rolling over assets that they will not need before age 59½, as a 10% penalty reattaches upon completion of rollover as it (the 10% penalty) does not apply to the distribution from the qualified plan.
  • If an individual has access to an in-service distribution and wishes to diversify their investments versus the options offered via their current retirement plan.

Transfer Application

IRA Application

Simple IRA A SIMPLE-IRA program enables your small-business clients to have an easy and cost-effective retirement savings program while obtaining a current federal tax deduction on all contributions.
  • A small-business owner who wants to reduce current taxes while saving for retirement
  • Business owners looking for an easy and affordable retirement plan to help their employees save for retirement; or
  • Business owners who want to do something for their employees but who do not want the administrative responsibilities of a qualified plan (e.g., annual filings, non-discrimination testing, and fiduciary duties).

Plan Setup: SIMPLE IRA Plan Sponsor Guide

SIMPLE IRA Account Application (Employee)

SIMPLE IRA Account Transfer Application (Employee)

SIMPLE IRA Custodial Agreement

SEP IRA SEP-IRAs enable your small-business clients to have a cost effective retirement savings program while obtaining a current federal tax deduction on all contributions.
  • A business owner who has no employees, or a few short-term employees, and would like to make contributions just for themselves.
  • Business owners who realize a tax deduction is needed after their fiscal year ends, as SEPs may be adopted retroactively.
  • Business owners who want to do something for their employees but do not want the administrative responsibilities of a qualified plan (e.g., annual filings and fiduciary duties).
IRA Application
403(b) Plan


Non-profit organizations and public or private schools can establish 403(b) programs that allow their employees to save up to $17,500 and sometimes more for retirement on a pre-tax or Roth after-tax basis. Sponsoring organization contributions are also permitted.
  • Employees of nonprofit and tax-exempt organizations recognized under Internal Revenue Section 501(c)(3), such as schools, churches, and hospitals, to invest money on a pretax and or Roth aftertax basis.

403(b) Plan Application

403(b) Transfer Application

403(b) Custodial Agreement

Government 457(b) Plan

Governmental entities such as local municipalities can establish 457(b) plans that allow their employees to save up to $17,500 and sometimes more for retirement on a pre-tax or Roth after-tax basis.
  • Employees of states, political subdivisions of a state, or any agency or instrumentality of a state to invest money on a pretax or Roth aftertax basis through salary reductions. The employer deposits amounts withheld into an annuity, custodial, or a trust account, where the funds accumulate tax-deferred or potentially tax free in the case of Roth aftertax contributions until withdrawals commence, usually at retirement. Lord Abbett supports 457(b) assets being invested via a plan trust account.
Plan Setup: 457(b) Plan
Non-Government 457(b) Plan


Non-profit organizations can establish 457 plans that allow their senior executives to save more than is permitted through a 401(k) or 403(b) plan. The savings can either be employer or employee generated.

 

  • Employers and/or certain employees have the ability to defer a specified amount of pretax income. Nongovernmental 457 plans must be limited to higher-compensated employees only. Because 457 plans limit eligibility to its top ranking employees, 457 plans are often called "top-hat" plans.
Plan Setup: 457(b) Plan
Account Type Features Who is it right for? Additional Information

Coverdell ESA

The Coverdell Education Savings Account (ESA) was created to help individuals save for a child's education expenses covering grades K-12 and qualified post-secondary education. An ESA is not a retirement plan; instead, it is an education savings device using the IRA model. Contributions are not tax-deductible, but when accumulations are used to pay qualified education expenses, the distributions are tax-free.

  • If an individual wants to save tax-efficiently for a child's education.
  • If an individual is saving for education and wants to control where and how the funds are invested. Many Internal Revenue Code Section 529 plans (529 Plan) create an investment glide path and model portfolios based on the child's age, so the investor has no choice as to how the money is allocated. The 529 limits, however, are much higher and you can have both an ESA and a 529 plan.

Coverdell ESA Update